When someone passes away, their bank accounts are often frozen. This can be confusing and stressful for families.
Here is a simple explanation, written in an easy format that works well for WordPress.
Quick Answer
When a person dies, their bank accounts are usually frozen.
The money cannot be used until probate rules are followed.
Why Are Bank Accounts Frozen?
Banks freeze accounts to:
- Protect the money
- Prevent unauthorized spending
- Make sure debts are paid correctly
- Follow Arizona probate laws
This is a normal part of probate.
Can Anyone Access the Money?
Usually, no.
Only the court-appointed executor or personal representative may access the funds.
They must show legal documents to the bank.
What Bills Can Be Paid During Probate?
Once approved, estate funds may be used for:
- Funeral expenses
- Mortgage payments
- Utilities
- Property taxes
- Home maintenance
All payments must benefit the estate.
How Long Are Accounts Frozen?
Accounts stay frozen until:
- An executor is appointed
- The bank receives court documents
- Probate rules are followed
This can take weeks or months.
What About Joint Bank Accounts?
Joint accounts are different.
If the account has a surviving owner, the funds may not be frozen.
The bank will still review the account.
How This Affects Selling a Home
Frozen bank accounts can make it harder to:
- Pay for repairs
- Cover utility bills
- Maintain the property
This is why many families sell probate homes as-is.
Selling a Probate Property in Tucson
A local realtor with probate experience can help you avoid delays.
They can guide you through selling the home while probate is ongoing.
Talk to a Tucson Probate Realtor
Ryan Comstock
Ryan Comstock helps families sell probate properties in Tucson and nearby areas.
📞 Phone: 520-261-4669
🌐 Website: www.ryancomstock.com
📧 Email: ryancomstock@ryancomstock.com
Simple Takeaway
Bank accounts are frozen during probate to protect the estate. Access is limited until the court approves an executor.
If you need help selling a probate home in Tucson, contact Ryan Comstock for clear and local guidance.