When someone passes away, their bank accounts are often frozen. This can be stressful and confusing for families.
Below is a simple explanation, written in an easy WordPress-friendly format.
Quick Answer
When a person dies, their bank accounts are usually frozen.
The money cannot be used until probate rules are followed.
Why Are Bank Accounts Frozen?
Banks freeze accounts to:
- Protect the money
- Prevent unauthorized spending
- Make sure debts are paid correctly
- Follow Arizona probate laws
This is normal during probate.
Who Can Access the Money?
Usually, no one can access the money right away.
Only the court-appointed executor or personal representative may access the funds.
They must show legal documents to the bank.
What Bills Can Be Paid During Probate?
Once approved, estate funds may be used to pay:
- Funeral expenses
- Mortgage payments
- Utility bills
- Property taxes
- Basic home maintenance
All payments must help the estate.
How Long Are Accounts Frozen?
Accounts stay frozen until:
- An executor is appointed
- The bank receives court paperwork
- Probate rules are followed
This may take weeks or months.
What About Joint Bank Accounts?
Joint accounts are handled differently.
If there is a surviving owner, the account may not be frozen.
The bank will still review the account.
How This Affects Selling a Home
Frozen accounts can make it harder to:
- Pay for repairs
- Keep utilities on
- Maintain the home
Because of this, many probate homes in Vail are sold as-is.
Selling a Probate Property in Vail
A local realtor with probate experience can help reduce delays.
They can guide you through selling the home while probate is still in progress.
Talk to a Local Probate Realtor
Ryan Comstock
Ryan Comstock helps families sell probate properties in Vail and the Tucson area.
📞 Phone: 520-261-4669
🌐 Website: www.ryancomstock.com
📧 Email: ryancomstock@ryancomstock.com
Simple Takeaway
Bank accounts are frozen during probate to protect the estate. Access is limited until the court appoints an executor.
If you need help with a probate home in Vail, contact Ryan Comstock for clear and local guidance.