When someone passes away, their bank accounts are often frozen. This can be confusing and stressful for families.
Below is a simple explanation, written in an easy WordPress-friendly format.
Quick Answer
When a person dies, their bank accounts are usually frozen.
The money cannot be used until probate rules are followed.
Why Are Bank Accounts Frozen?
Banks freeze accounts to:
- Protect the money
- Prevent unauthorized spending
- Make sure debts are paid correctly
- Follow Arizona probate laws
This is a normal part of probate.
Who Can Access the Money?
Usually, no one can access the funds right away.
Only the court-appointed executor or personal representative may access the money.
They must provide legal documents to the bank.
What Bills Can Be Paid During Probate?
Once approved, estate money may be used to pay:
- Funeral expenses
- Mortgage payments
- Utility bills
- Property taxes
- Basic home maintenance
All payments must benefit the estate.
How Long Are Accounts Frozen?
Accounts stay frozen until:
- An executor is appointed
- The bank receives court documents
- Probate rules are followed
This process may take weeks or months.
What About Joint Bank Accounts?
Joint accounts work differently.
If there is a surviving owner, the account may not be frozen.
The bank will still review the account.
How This Affects Selling a Home
Frozen accounts can make it harder to:
- Pay for repairs
- Keep utilities on
- Maintain the property
Because of this, many probate homes in Catalina Foothills are sold as-is.
Selling a Probate Property in Catalina Foothills
A local realtor with probate experience can help reduce delays.
They can guide you through selling the home while probate is ongoing.
Talk to a Local Probate Realtor
Ryan Comstock
Ryan Comstock helps families sell probate properties in Catalina Foothills and the Tucson area.
📞 Phone: 520-261-4669
🌐 Website: www.ryancomstock.com
📧 Email: ryancomstock@ryancomstock.com
Simple Takeaway
Bank accounts are frozen during probate to protect the estate. Access is limited until the court appoints an executor.
If you need help with a probate home in Catalina Foothills, contact Ryan Comstock for clear and local guidance.