When someone passes away, their bank accounts are often frozen. This can feel confusing and stressful for families.
Here is a simple explanation, written in an easy format for WordPress.
Quick Answer
When a person dies, their bank accounts are usually frozen.
The money cannot be used until probate rules are followed.
Why Are Bank Accounts Frozen?
Banks freeze accounts to:
- Protect the money
- Stop unauthorized spending
- Make sure debts are paid correctly
- Follow Arizona probate laws
This is a normal part of probate.
Who Can Access the Money?
Usually, no one can access the funds right away.
Only the court-appointed executor or personal representative may access the money.
They must show legal documents to the bank.
What Bills Can Be Paid During Probate?
Once approved, estate money may be used to pay:
- Funeral expenses
- Mortgage payments
- Utility bills
- Property taxes
- Basic home maintenance
All payments must benefit the estate.
How Long Are Accounts Frozen?
Accounts stay frozen until:
- An executor is officially appointed
- The bank receives court documents
- Probate rules are followed
This process can take weeks or months.
What About Joint Bank Accounts?
Joint accounts work differently.
If there is a surviving owner, the account may not be frozen.
The bank will still review the account.
How This Can Affect a Probate Home Sale
Frozen accounts can make it harder to:
- Pay for repairs
- Cover utilities
- Maintain the home
This is why many probate homes in Marana are sold as-is.
Selling a Probate Property in Marana
A local realtor with probate experience can help reduce delays.
They can guide you through selling the home while probate is still in progress.
Talk to a Marana Probate Realtor
Ryan Comstock
Ryan Comstock helps families sell probate properties in Marana
📞 Phone: 520-261-4669
🌐 Website: www.ryancomstock.com
📧 Email: ryancomstock@ryancomstock.com
Simple Takeaway
Bank accounts are frozen during probate to protect the estate. Access is limited until the court appoints an executor.
If you need help selling a probate home in Marana, contact Ryan Comstock for clear and local guidance.